At Farmers State Bank, the basis of each customer relationship, many of which span generations, is trust. You have chosen to do business with us, and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined.
This privacy disclosure is being issued to comply with the provisions of the Gramm-Leach-Biley Act governing the privacy of consumer financial information.
OUR PRIVACY DISCLOSURE POLICY
We have never shared nonpublic personal information except as required by law, and we will continue to protect your privacy.
Categories of Information That We May Collect
We collect nonpublic personal information about you from the
following sources:
- Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.
- Information about your transactions with us or others, such as: your account balance, payment history, parties to transactions, and credit card usage.
- Information we receive from a consumer reporting agency, such as: your creditworthiness and credit history.
Categories
of Information That We Disclose
We
do not disclose any nonpublic personal information about our customers
or former customers to anyone, except as required by law.
Disclosure
As Permitted By Law
We
may disclose all of the information we collect, as described above, to
service providers and companies that perform marketing services on our
behalf (for example: check printing companies).
Confidentiality
and Security
We
restrict access to nonpublic personal information about you to those employees
who need to know that information to provide products and services to
you. We maintain physical, electronic, and procedural safeguards that
comply with federal standards to guard your non-public personal information.
If you ever have questions or concerns about the integrity of your account information, please contact us.
Farmers
State Bank
401 Main Street
P.O. Box 428
Lake View, Iowa 51450
(712) 657 8525
Internet Web Site
Visitors to the Web site remain anonymous. We do not collect personal identifying information about site users, unless you choose to provide such information. Standard software is used to collect and store ONLY the following non-identifying information about our visitors: the name of the domain from which you access the internet, the date and time you access our site, and the Internet address of the Web site from which you linked directly to our site. When confidential information, such as your account number or social security number, is requested, visitors may elect to provide us with that information via e-mail or on our feedback form. This information is used internally to handle the sender's request and manage the Web site. It is not disseminated or sold to other organizations. Visitors should, however, keep in mind that e-mail is not necessarily secure against interception. If you do not agree with the use of this information, or are not comfortable with the level of privacy, please use the clear button on the on-line forms or cancel your e-mail before it is sent. Visitors should call us directly at (712) 657 8525 if requests include sensitive or private information, such as account numbers, credit card numbers, or social security numbers. We will NEVER ask you for your Personal Identification Number (PIN) for your ATM card or your MasterCard SHAZAMChek card. If you are asked for this information, please call (712) 657 8525 and report it to one of our employees immediately.
Farmers State Bank does not knowingly solicit data from children, and we do not knowingly conduct on-line marketing to children. We recognize that protecting children's identities and privacy on-line is important and that the responsibility to do so rests with both the on-line industry and with parents.
If you believe someone has misused information obtained through our relationships with you and through our Web site, or if you have questions or concerns regarding this privacy policy, please contact us.
Farmers
State Bank
401 Main Street
P.O. Box 428
Lake View, Iowa 51450
(712) 657 8525
