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Rates

RATES EFFECTIVE AS OF August 1, 2019


Certificates of Deposit*

Account Type Rate **APY
182 days 1.10% 1.10%
12 months 1.40% 1.41%
24 months 1.50% 1.51%
36 months 1.65% 1.66%
48 months 2.00% 2.02%

*Penalty for early withdrawal
Rates may change after account is opened.


Savings Accounts

Account Type Rate **APY
Passbook Savings 0.60% 0.60%
IRA Savings 1.65% 1.66%

*Penalty for early withdrawal
Fees may reduce earnings on the account.
Rates may change after account is opened


NOW Account

Account Type Rate **APY
$0.01 - $9,999.99 0.05% 0.05%
Over $10,000.00 0.05% 0.05%

*Penalty for early withdrawal.
Rates may change after account is opened.


Money Market

Account Type Rate **APY
$0.01 - $24,999.99 0.50%  0.50%
$25,000.00-$99,999.99 0.60% 0.60%
$100,000.00-$249,999.99 0.65% 0.65% 
Over $250,000.00 0.70%  0.70%

*Penalty for early withdrawal.
Rates may change after account is opened.


Please contact any bank employee for additional information

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty will be imposed.

**APY = Annual Percentage Yield

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