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Rates

RATES EFFECTIVE AS OF August 1, 2022


Certificates of Deposit*

Account Type Rate **APY
182 days
.60%
.60%
12 months .70% .70%
24 months .85% .85%
36 months 1.00% 1.00%
48 months 1.15% 1.15%

*Penalty for early withdrawal
Rates may change after account is opened.


Savings Accounts

Account Type Rate **APY
Passbook Savings .30% .30%
IRA Savings * 1.15% 1.15%

*Penalty for early withdrawal
Fees may reduce earnings on the account.
Rates may change after account is opened


NOW Account

Account Type Rate **APY
$0.01 - $9,999.99 .050% .050%
Over $10,000.00 .050% .050%

Rates may change after account is opened.


Money Market

Account Type Rate **APY
$0.01 - $24,999.99 .30%  .30%
$25,000.00-$99,999.99 .30% .30%
$100,000.00-$249,999.99 .40%
.40% 
Over $250,000.00 .50%  .50%

Rates may change after account is opened.


Please contact any bank employee for additional information

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty will be imposed.

**APY = Annual Percentage Yield

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