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Rates

RATES EFFECTIVE AS OF January 1, 2020


Certificates of Deposit*

Account TypeRate**APY
182 days1.10%1.10%
12 months1.40%1.41%
24 months1.50%1.51%
36 months1.65%1.66%
48 months2.00%2.02%

*Penalty for early withdrawal
Rates may change after account is opened.


Savings Accounts

Account TypeRate**APY
Passbook Savings0.60%0.60%
IRA Savings *1.65%1.66%

*Penalty for early withdrawal
Fees may reduce earnings on the account.
Rates may change after account is opened


NOW Account

Account TypeRate**APY
$0.01 - $9,999.990.05%0.05%
Over $10,000.000.05%0.05%

Rates may change after account is opened.


Money Market

Account TypeRate**APY
$0.01 - $24,999.990.50% 0.50%
$25,000.00-$99,999.990.60%0.60%
$100,000.00-$249,999.990.65%0.65% 
Over $250,000.000.70% 0.70%

Rates may change after account is opened.


Please contact any bank employee for additional information

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty will be imposed.

**APY = Annual Percentage Yield

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