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Rates

RATES EFFECTIVE AS OF JANUARY 1, 2021


Certificates of Deposit*

Account Type Rate **APY
182 days
.15%
.15%
12 months .30% .30%
24 months .40% .40%
36 months .60% .60%
48 months .75% .75%

*Penalty for early withdrawal
Rates may change after account is opened.


Savings Accounts

Account Type Rate **APY
Passbook Savings .05% .05%
IRA Savings * .75% .75%

*Penalty for early withdrawal
Fees may reduce earnings on the account.
Rates may change after account is opened


NOW Account

Account Type Rate **APY
$0.01 - $9,999.99 .025% .025%
Over $10,000.00 .025% .025%

Rates may change after account is opened.


Money Market

Account Type Rate **APY
$0.01 - $24,999.99 .05%  .05%
$25,000.00-$99,999.99 .05% .05%
$100,000.00-$249,999.99 .10%
.10% 
Over $250,000.00 .15%  .15%

Rates may change after account is opened.


Please contact any bank employee for additional information

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty will be imposed.

**APY = Annual Percentage Yield

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