Rates
RATES EFFECTIVE AS OF JANUARY 1, 2021
Certificates of Deposit*
| Account Type | Rate | **APY |
|---|---|---|
| 182 days |
.15%
|
.15% |
| 12 months | .30% | .30% |
| 24 months | .40% | .40% |
| 36 months | .60% | .60% |
| 48 months | .75% | .75% |
*Penalty for early withdrawal
Rates may change after account is opened.
Savings Accounts
| Account Type | Rate | **APY |
|---|---|---|
| Passbook Savings | .05% | .05% |
| IRA Savings * | .75% | .75% |
*Penalty for early withdrawal
Fees may reduce earnings on the account.
Rates may change after account is opened
NOW Account
| Account Type | Rate | **APY |
|---|---|---|
| $0.01 - $9,999.99 | .025% | .025% |
| Over $10,000.00 | .025% | .025% |
Rates may change after account is opened.
Money Market
| Account Type | Rate | **APY |
|---|---|---|
| $0.01 - $24,999.99 | .05% | .05% |
| $25,000.00-$99,999.99 | .05% | .05% |
| $100,000.00-$249,999.99 | .10% |
.10% |
| Over $250,000.00 | .15% | .15% |
Rates may change after account is opened.
Please contact any bank employee for additional information
*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty will be imposed.
**APY = Annual Percentage Yield
Savings